Monday, February 23, 2009

Time Warp Continuum

Do you ever have one of those days where you're buzzing around getting everything you want accomplished and it's running so smoothly. Yeah, me neither. Today I was doing quite well but I had one of those time warp moments. You know, I put some stuff in an envelope then was momentarily sucked into a time warp and when I came back out to write the check that needed to go into the envelope it was gone. Then I proceeded to turn the house upside down in an effort to find the damn thing, to no avail. By the time I had to take Michael to karate I had mortgage papers strewn across the kitchen table, dishes piled to the ceiling in the sink and a mountain of dirty laundry the size of Mt Baldy. Hey! You never know where envelopes will run off to. Needless to say I had to redo my envelope but I am sure that it will rear it's sneaky little head tomorrow!

Sunday, February 22, 2009

Page 3

Today while sifting through Yahoo Finance, I use the term "today" loosely because I know it's really tomorrow but I have yet to sleep. Anyway I always like to know what I am up against when it comes to my line of work. Someday, I'll be able to predict interest rates and I'll be rich! Until then I'll just have to do good old fashioned research and projecting and being wrong. Anyway I ran across and article with a little different view than the rest of the world. Saying that mortgage brokers are getting somewhat of a bad rap. It was a refreshing change to hear someone say I am not neccesarily the greedy scum of the earth. Of course then I read all the comments about what a crappy article it was. I especially enjoyed the one from "The People's Advocate", who stated that people aren't smart enough to educate themselves about getting a home loan. So I responded: It's just like the American public to not take any responsibility for their actions. It's all somebody else's fault they got into a house they ultimately couldn't afford. And of course it's all somebody else's fault they had to buy a new car to go with their new house a week after they moved in, and some new furniture and a boat and after all that hard earned spending we really need a week in Hawaii. Give me a break! There are some unfortunate people who got sucked in because someone told them exactly what they wanted to hear. But I am sick to death of listening to people cry about how nothing is their fault, from their financial debt to problems with raising their children to killing their neighbor. Yes, there are some really bad brokers out there and I agree that is based on character. Go to more than one mortgage broker, check the bank, check a credit union. The bad loan originators are not going to turn good because of more regulation. The bottom line is people need to educate themselves!

Thursday, February 19, 2009

Missing Page!

So I have to say that I did not miss the page about how to make sure I do something stupid every now and again. Today my sink and disposal backed up, so being the resourceful individual that I am I took apart the pipes. Of course, making sure I had buckets in the proper places so I didn't make a huge mess. How I've stifled a chuckle as Tom has picked up the bucket full of pipe water only to dump it down the sink and down the disconnected pipes and all over the inside of the cabinet. No, no I'm too smart for that. Now, I've never had the disposal back up before, this was a new one on me. But I got all the pipes apart and decided to make sure that I had the disposal good and cleaned out by running a little water and turning on the disposal. Well, let me tell you a little about garbage disposals. Apparently, after chewing up the bits and pieces of food you put in the disposal it shoots it down the pipe with quite a bit of force. It is not a dribbling or pouring action like the rest of the pipes. Mmm...so you as you can guess there was bits of food and nasty water all over the inside of the cabinet under the sink. Aaaah life, kinda makes you smile, well someone else who didn't have to clean it up is smiling anyway. However, I said I was missing a page, I believe that was the page in the marriage manual that referred to a husband's duty in all of this. Is he really supposed to come home and tell me how much dumber it was than his usual maneuver? And then walk away leaving me covered the remnants of the last couple weeks of ick? Well I have this to comfort me, I won't make that mistake again, but I guarantee you, Tom will invariably dump a bucket full of water down a disconnected pipe again because after all he's a man!!

Sunday, February 8, 2009

What now?

So now I have a blog. What does this mean exactly? I'd written in a diary or journal most of my young life. Now that I am older I don't have the time, and really is this something I want the rest of the world to read. Is the rest of the world going to want to read it? Maybe no. This week has been a particularly frustrating week, why is it that we never seem to have any time? I can't seem to get everything done that I want to do in a day, by the end of the day I have more papers on my desk than I started with, I am frustrated that my kids didn't get enough accomplished ie: homework, chores and such. I work myself like a dog and at the end of the day I fall into bed knowing that tomorrow will only hold the same. There are things I would like to do, like spend a little more time on photography or go back and do things I used to enjoy like reading. Maybe I just need to be patient and let time takes it's course, the time for me isn't now but lately I see my own mortality and exactly how short life is. I want to savor every moment, seize every opportunity and make the most out of every day.